An expense logged in 5 seconds

Your money, together, made clear.

Pyzo logs who paid for what, splits it your way, and keeps a live who-owes-whom balance — synced between both of you in real time. No spreadsheets, no mental math, no awkward reminders.

EncryptedAd-freePasswordless sign-in
5s
to log an expense
Type it — Pyzo categorizes, splits and files it.
Live
real-time between partners
Every expense lands on both phones, instantly.
0
math, ever
Who owes whom recomputes on every expense.
How it works

Up and running before the coffee’s ready.

01
Create your couple
One download, one shared space for the two of you.
02
Invite your partner
Send a link. They tap it, they’re in — no passwords.
03
Add an expense
Type “Walmart 84”. Categorized and split automatically.
04
The balance settles itself
Pyzo keeps score quietly. Settle up in one tap.
Free forever

Everything a couple needs. $0.

The free plan isn’t a demo — it’s the full day-to-day toolkit, with no ads and no time limit.

Shared expenses
Log in 5 seconds — “Walmart 84” becomes Groceries automatically, in English & French.
Automatic balance & settle-up
Who owes whom, recomputed live on every expense. Settle in one tap.
Settle via payment link
Deep-links to PayPal, Venmo, Cash App, Monzo, Revolut or Lydia — matched to your country and currency.
Split modes
50/50, income-prorated, or any custom % — set a default, override per expense.
Multi-currency
USD, GBP, EUR and CAD — with payment options that adapt to your region.
Real-time sync & notifications
Your partner’s activity shows up the moment it happens.
Recurring expenses
Rent, subscriptions, streaming — set once, logged automatically every month.
1 budget + 1 shared project
A category budget and a joint pot — like a 🏠 or ✈️ fund — included free.
Stats
Spending trends, top categories and a spending calendar.
Security built in
Passwordless sign-in, biometrics, encrypted data — and never any ads.
Personalization
Light or dark theme, and seven accent colors to make it yours.
Pyzo Premium

One subscription. Everything unlocked — for both of you.

The moment either partner subscribes, every Premium feature switches on for the couple. That’s the whole point.

Your finances, clear
Spending peaks & quiet days, spend-to-income ratio, top movers.
Your projects
Unlimited joint pots at your own pace, every contribution attributed.
Your budgets
Unlimited budgets, with alerts & projections that catch overspend early.
The couple, synced
Weekly & monthly recaps, Yearly Wrapped, and a settlement forecast for the 30th.
🏠 First home
goal $10,000
$6,700
saved · 67%
Luna $3,720Sam $2,980
🎯 Budgets & alerts
Groceries$312 / $450
Dining out$412 / $490
⚠️ Dining out is on track to overshoot by $38 — heads-up sent to you both.
Catch every overspend before it hurts.
🎁 Yearly Wrapped
Your whole year, month by month — milestones kept for life.
📬 Weekly & monthly recaps — your week and your month as a couple, summarized.
🔮 Settlement forecast — on the 30th: Sam → Luna ≈ $63.
Unlimited category budgets— vs 1 free
Unlimited shared projects— vs 1 free
Budget alerts & projections
Weekly & monthly recaps
Yearly Wrapped
Advanced insights
Settlement forecast
Custom categories
Start your free trialThen $4.99/mo or $34.99/yr · one subscription covers both partners · cancel anytime
Security & privacy

Built for two.
Sealed to two.

Money is intimate. Pyzo treats it that way — your couple’s data belongs to the two of you, and nobody else.

Encrypted
Your couple’s data is encrypted, full stop.
Passwordless
Email, Google or Apple sign-in, then biometrics. Nothing to leak.
No ads, ever
You’re the customer, not the product — free plan included.
Just the two of you
Couple data isolated to you both. No feeds, no social graph.
Pricing

Free to run your money.
Premium to master it.

Free
$0forever
No ads. No time limit. Not a demo.
Shared expenses & automatic balance
Settle-up with payment links
All split modes · multi-currency
Real-time sync & notifications
1 category budget + 1 shared project
Stats, security & themes
Download free
One plan · both partners
Premium
$2.92/ monthsave 42%
billed $34.99 / year — welcome offer, save 42% vs monthly
Everything in Free, plus —
Unlimited budgets & shared projects
Alerts, projections & settlement forecast
Weekly & monthly recaps + Yearly Wrapped
Advanced insights & custom categories
Start your 3-day free trial
No commitment. Cancel anytime in your App Store / Google Play settings.
FAQ

Questions couples actually ask.

Is Pyzo really free?

Yes. Track shared expenses, see who owes whom, settle up, and run 1 category budget + 1 shared project — free, no ads, no time limit. Premium adds unlimited budgets & projects plus advanced insights.

How do we settle up?

Pyzo tells you exactly who owes whom. Tap Settle and Pyzo opens a payment link to your partner’s app of choice — PayPal, Venmo, Cash App, Monzo, Revolut or Lydia — pre-filled where supported. Confirm once paid and the balance zeroes out.

What if we don’t use the same payment apps?

Pyzo shows the payment options available for your country and currency, and each partner sets their own handle. You settle with whichever app the recipient uses — and there’s always a manual “mark as settled” option.

How do we split expenses?

Pick 50/50, income-prorated (proportional to each partner’s income), or a custom %. Set a default and override it on any single expense.

Does Premium work for both of us?

Yes — one subscription unlocks Premium for both partners. The moment either of you subscribes, every Premium feature is unlocked for the couple.

What happens to our first budget and project if we stay free?

They’re yours forever. Premium never takes anything away — it only adds more (unlimited budgets and projects) plus weekly & monthly recaps, Yearly Wrapped and advanced insights.

Are our finances private?

Your data is encrypted, there are no ads, and your couple’s data is isolated to just the two of you. Sign-in is passwordless (email, Google or Apple) with biometric unlock.

Which currencies do you support?

USD, GBP, EUR and CAD. Payment options adapt to your region.

Can I cancel Premium?

Anytime, from your App Store or Google Play subscriptions. Start with a free trial — no commitment.

Make money the easy part
of living together.

Free to download, set up in a minute — and your first expense logged before you finish your coffee.

🔒 EncryptedAd-freePasswordlessFree trial